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Celtic Insurance in Pennsylvania Products Available: CeltiCare II is Celtic's best-known premier coverage for healthy applicants. The current version of CeltiCare insurance (4.0)  is available to individuals and families in Pennsylvania. This product requires that the applicant be a state resident for a mimimum of two years prior to enrollment. Celtic Basic is a more affordable coverage for healthy applicants. The current version of Celtic Basic (2.1) is available to individuals and families in Pennsylvania. This product requires that the applicant be a state resident for a mimimum of two years prior to enrollment. Celtic Saver HSA takes advantage of the cost-saving features of a Health Savings Account. High deductible insurance plans are comined with optional qualified savings accounts available at no additional cost. The current version of Celtic Saver Health Savings Account plan (2.1) is available to individuals and families in Pennsylvania. This product requires that the applicant be a state resident for a mimimum of two years prior to enrollment. Celtic Short Term Medical Insurance is available for 1 month or longer (up to a 6 or 12 month maximum) with more liberal eligibility requirements. Short term coverage is less expensive because it does not pay the cost of prior medical conditions. The current version of Celtic STM (2.2) is available to individuals and families in Pennsylvania. All Celtic Insurance products are available with private quoting (no personal identifying data is required for online pricing), secure online enrollment, fast application processing and independent enrollment support though OnlineAdviser at no additional charge.

State-specific Variations of Coverage

CeltiCare, Celtic Saver HSA and Celtic Basic health plans have the following significant variations in coverage in accordance with state law:

• Routine Nursery Charges – includes hospital charges and care rendered by a licensed medical practitioner.
• Immunizations -At specific intervals through age 20, deductible does not apply.
• Alcohol & Drug Dependency – charges for medically necessary treatment limited to the following: Inpatient Detoxification: 7 days treatment per admission up to a lifetime maximum of 4 admissions.
• Non Hospital Residential Care: 30 days treatment per calendar year up to a lifetime maximum of 90 days. Outpatient 30 visits per calendar year up to a lifetime maximum of 120 visits.
• Nutritional Supplements -If medically necessary for the therapeutic treatment of phenylketonuria, branched-chain ketonuria, galactosemia and homocystinuria, deductible does not apply.
• Annual Gynecological Exam - deductible does not apply -includes pelvic exam, clinical breast exam and pap smear for women 18 years of age and older, or any age if at risk for cancer.

This information is based on a publication dated 3/1/2009 and may change in the future. See your specific policy certificate for details. In the event of a conflict between this information and the details of a policy, the policy will prevail.

Celtic Insurance News in Pennsylvania

5/1/2011 Pennsylvania residents using a paper application form should now use state specific application form G5-585-00166-PA for Basic and Celticare II individual medical insurance, form G5-586-00176-PA for Celtic Saver HSA plans, and group state specific application form G5-800-00055-PA for short term medical insurance. The correct application forms are always automatically used when using the online enrollment system.

Product brochures in PDF format are updated for 2011:

• CeltiCare Preferred Health Plan
• Celtic Basic Health Insurance
• Celtic Health Savings Account
• Celtic Short Term Medical Insurance