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Celtic Insurance in Illinois Products Available: CeltiCare is Celtic's best-known premier coverage for healthy applicants. The most current version of CeltiCare insurance (5.1)  has been available to individuals and families in Illinois since June 2010. Celtic Basic is a more affordable coverage for healthy applicants. The most current version of Celtic Basic (2.2) has been available to individuals and families in Illinois since June 2010. Celtic Saver HSA takes advantage of the cost-saving features of a Health Savings Account. High deductible insurance plans are comined with optional qualified savings accounts available at no additional cost. The most current version of Celtic Saver Health Savings Account plan (3.0) has been available to individuals and families in Illinois since June 2010. Celtic Short Term Medical Insurance is available for 1 month or longer (up to a 6 or 12 month maximum) with more liberal eligibility requirements. Short term coverage is less expensive because it does not pay the cost of prior medical conditions. The most current version of Celtic STM (3.0) has been available to individuals and families in Illinois since June 2010. All Celtic Insurance products are available with private quoting (no personal identifying data is required for online pricing), secure online enrollment, fast application processing and independent enrollment support though OnlineAdviser at no additional charge.

State-specific Variations of Coverage

CeltiCare, Celtic Saver HSA and Celtic Basic (except where indicated) health plans have the following significant variations in coverage in accordance with state law:

• Serious Mental Illness – Coverage includes 45 days of hospitalization as an inpatient per calendar year and 60 visits for outpatient treatment including group and individual outpatient treatment per calendar year, excluding visits for the management of medication.
• Dental General Anesthesia – coverage is provided for general anesthesia and related facility charges when the mental/physical condition of the insured requires a hospital setting.
• Contraceptive Coverage.
• Breast Examination - coverage for clinical breast examinations at certain ages. (Not applicable in Celtic Basic policies).
• Amino acid-based elemental formula - for the diagnosis and treatment of (i) eosinophilic disorders and (ii) short bowel syndrome when prescribed by a physician. (Not applicable in Celtic Basic policies).
• Coverage for a human papillomavirus vaccine (HPV).
• Colorectal cancer screening with sigmoidoscopy or fecal occult blood testing for: an insured person age 50 or over every three years; or an insured person age 30 or older who may be classified as high risk for colorectal cancer.
• Inpatient Alcoholism Treatment while hospital confined. (Not applicable in Celtic Basic policies).
• Inpatient Mastectomy Coverage following a mastectomy.
• Contraceptive Coverage for an insured person and any dependents for all outpatient contraceptive services and all outpatient contraceptive drugs and devices approved by the FDA.

This information is based on a publication dated 3/1/2009 and may change in the future. See your specific policy certificate for details. In the event of a conflict between this information and the details of a policy, the policy will prevail.

Celtic Insurance News in Illinois

5/1/2011 Illinois residents using a paper application form should now use state specific application form U5-581-00241-IL for all individual medical insurance and state specific application form U5-589-00249-IL for short term insurance. The correct application forms are always automatically used when using the online enrollment system.Product brochures in PDF format are updated for 2011:

• CeltiCare Preferred Health Plan
• Celtic Basic Health Insurance
• Celtic Health Savings Account
• Celtic Short Term Medical Insurance