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Celtic Insurance in District of Columbia Products Available: CeltiCare is Celtic's best-known premier coverage for healthy applicants. The most current version of CeltiCare insurance (5.1)  has been available to individuals and families in District of Columbia since June 2010. Celtic Basic is a more affordable coverage for healthy applicants. The most current version of Celtic Basic (2.2) has been available to individuals and families in District of Columbia since June 2010. Celtic Saver HSA takes advantage of the cost-saving features of a Health Savings Account. High deductible insurance plans are comined with optional qualified savings accounts available at no additional cost. The most current version of Celtic Saver Health Savings Account plan (3.0) has been available to individuals and families in District of Columbia since June 2010. Celtic Short Term Medical Insurance is available for 1 month or longer (up to a 6 or 12 month maximum) with more liberal eligibility requirements. Short term coverage is less expensive because it does not pay the cost of prior medical conditions. The most current version of Celtic STM (3.0) has been available to individuals and families in District of Columbia since June 2010. All Celtic Insurance products are available with private quoting (no personal identifying data is required for online pricing), secure online enrollment, fast application processing and independent enrollment support though OnlineAdviser at no additional charge.

State-specific Variations of Coverage

CeltiCare, Celtic Saver HSA and Celtic Basic health plans have the following significant variations in coverage in accordance with state law:

• Preventive and Primary Care Services - Covered for dependent children up to 18 years of age.
• Alcohol and Drug Dependency Charges - Twelve days per calendar year for detoxification. additional treatment up to 60 days for inpatient or residential care. outpatient covered at 75% for the first 40 visits, 60% thereafter.
• Psychiatric Care Charges - Inpatient 60 days per calendar year, outpatient covered at 75% for the first 40 visits, 60% thereafter. Lifetime maximum up to one-third of lifetime maximum for physical illness.
• Cancer Screenings – mammography benefit and pap smear test not subject to deductible and coinsurance and age restrictions.
• Colorectal Cancer Screening -Coverage for an examination and laboratory tests for any non-symptomatic insured person age 50 years of age or older.

This information is based on a publication dated 3/1/2009 and may change in the future. See your specific policy certificate for details. In the event of a conflict between this information and the details of a policy, the policy will prevail.

Celtic Insurance News in District of Columbia

5/1/2011 District of Columbia residents using a paper application form should now use state specific application form U5-581-00241-DC for all individual medical insurance and state specific application form U5-589-00249-DC for short term insurance. The correct application forms are always automatically used when using the online enrollment system.

Product brochures in PDF format are updated for 2011:

• CeltiCare Preferred Health Plan
• Celtic Basic Health Insurance
• Celtic Health Savings Account
• Celtic Short Term Medical Insurance