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Celtic Insurance in Delaware Products Available: CeltiCare is Celtic's best-known premier coverage for healthy applicants. The current version of CeltiCare insurance (5.0)  is  available to individuals and families in Delaware. Celtic Basic is a more affordable coverage for healthy applicants. The current version of Celtic Basic (2.1) is available to individuals and families in Delaware. Celtic Saver HSA takes advantage of the cost-saving features of a Health Savings Account. High deductible insurance plans are comined with optional qualified savings accounts available at no additional cost. The most current version of Celtic Saver Health Savings Account plan (3.0) has been available to individuals and families in Delaware since June 2010. Celtic Short Term Medical Insurance is available for 1 month or longer (up to a 6 or 12 month maximum) with more liberal eligibility requirements. Short term coverage is less expensive because it does not pay the cost of prior medical conditions. The most current version of Celtic STM (3.0) has been available to individuals and families in Delaware since June 2010. All Celtic Insurance products are available with private quoting (no personal identifying data is required for online pricing), secure online enrollment, fast application processing and independent enrollment support though OnlineAdviser at no additional charge.

State-specific Variations of Coverage

CeltiCare, Celtic Saver HSA and Celtic Basic (except where indicated) health plans have the following significant variations in coverage in accordance with state law:

• Baseline Lead Poisoning Screening Test - One test at age 12; screening and diagnostic evaluations under age 6 for those who are at high risk.
• Routine Nursery Care - Covered for newborn child, including a hearing screening prior to discharge.
• Child Immunizations - covered from birth through age 18.
• Contraceptive Coverage.
• CA – 125 monitoring of ovarian cancer subsequent to treatment.
• Serious Mental Illness same as any other sickness, including alcoholism, drug and substance abuse.
• Colorectal Screening – for person at any age at high risk and over 50 includes sigmoidoscopy, colonoscopy, barium enemas as recommended by a physician. (Does not apply to Celtic Basic policies).
• Inherited Metabolic Diseases – diagnosing monitoring and controlling the disease through low protein food products and medical formula. (Does not apply to Celtic Basic policies).

This information is based on a publication dated 3/1/2009 and may change in the future. See your specific policy certificate for details. In the event of a conflict between this information and the details of a policy, the policy will prevail.

Celtic Insurance News in Delaware

5/1/2011 Delaware residents using a paper application form should now use application form U5-581-00241 for all individual medical insurance and application form U5-589-00249 for short term insurance. The correct application forms are always automatically used when using the online enrollment system.

Product brochures in PDF format are updated for 2011:

• CeltiCare Preferred Health Plan
• Celtic Basic Health Insurance
• Celtic Health Savings Account
• Celtic Short Term Medical Insurance