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Celtic Insurance in Arizona Products Available: CeltiCare is Celtic's best-known premier coverage for healthy applicants. The most current version of CeltiCare insurance (5.1)  has been available to individuals and families in Arizona since June 2010. Celtic Basic is a more affordable coverage for healthy applicants. The most current version of Celtic Basic (2.2) has been available to individuals and families in Arizona since June 2010. Celtic Saver HSA takes advantage of the cost-saving features of a Health Savings Account. High deductible insurance plans are comined with optional qualified savings accounts available at no additional cost. The most current version of Celtic Saver Health Savings Account plan (3.0) has been available to individuals and families in Arizona since June 2010. Celtic Short Term Medical Insurance is available for 1 month or longer (up to a 6 or 12 month maximum) with more liberal eligibility requirements. Short term coverage is less expensive because it does not pay the cost of prior medical conditions. The most current version of Celtic STM (3.0) has been available to individuals and families in Arizona since June 2010. All Celtic Insurance products are available with private quoting (no personal identifying data is required for online pricing), secure online enrollment, fast application processing and independent enrollment support though OnlineAdviser at no additional charge.

State-specific Variations of Coverage

CeltiCare Preferred, Celtic Saver HSA and Cetic Basic (except as noted) health plans have the following significant variations in coverage in accordance with state law:

• Inherited Metabolic Disorders for protein modified foods if prescribed by a physician. Limited to $5,000 per year.
• Manipulative Therapy - No annual or lifetime maximum.
• Contraceptive Coverage.
• Cancer Drug Coverage-prescription drugs prescribed for the treatment of cancer which have not been approved by the FDA for treatment of that specific type of cancer for which they are being prescribed. Drugs must meet certain medical criteria.
• Gastrointestinal Disorder Formula – for amino based formula prescribed by a physician. Services are covered at 75% of eligible expenses of charges incurred up to $20,000 per calendar year. (This mandate does not apply to Celtic Basic Insurance).
• Cancer Clinical Trial Coverage – includes patient costs for eligible expenses for the insured’s voluntary participation in a phase I, II, III or IV cancer clinical trial.

This information is based on a publication dated 3/1/2009 and may change in the future. See your specific policy certificate for details. In the event of a conflict between this information and the details of a policy, the policy will prevail.

Celtic Insurance News in Arizona

5/1/2011 Arizona residents using a paper application form should now use state specific application form U5-581-00241-AZ for all individual medical insurance and group generic application form U5-589-00249 for short term insurance. The correct application forms are always automatically used when using the online enrollment system.

Product brochures in PDF format are updated for 2011:

• CeltiCare Preferred Health Plan
• Celtic Basic Health Insurance
• Celtic Health Savings Account
• Celtic Short Term Medical Insurance