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Celtic Insurance Company A leading provider of individual major medical insurance www.celticenrollment.com

Instructions for using the OnlineAdviser Celtic individual health insurance enrollment service:

• View the rates online at Health insurance quotes, plans - Celtic Insurance Company.
• View the description of coverage, covered expenses and list of exclusions online.
• We strongly recommend using the secure online enrollment system and avoid using downloaded paper enrollment forms. Downloaded forms, if used, are in PDF format.  To download a free reader, visit www.adobe.com.
• If you have trouble downloading or opening a PDF document, try this: open your Adobe program and uncheck the "Web Browser Integration" box.  In Adobe Acrobat 4.0, you find this by clicking "File | Preferences | General".  In other versions, the keystroke series may be different. 
• Forms for download are listed on the Site Map. If you do not see the form you need, please make a request at the bottom of this page and it will be e-mailed or faxed to you.
• If applying with a paper application fax a copy (toll-free) to (800) 609-0683  or e-mail a copy to  to speed up processing.  
• Always keep a copy of your enrollment forms for your own records.
• Mail the original completed enrollment forms to Attn. Celtic Enrollment, P. O. Box 102, Narberth, PA 19072.  Make sure that all questions are answered or processing will be delayed.  Do not mail applications to any other address or your application will be delayed.
• Expect to receive a confirmation by e-mail within 24 hours of receipt of your enrollment forms.
• Insurance coverage is not in force until approved by the underwriter.  Do not cancel other coverage until notified that your new policy is in force
• A conditional binder of coverage or temporary coverage may be available during the underwriting period.  Please discuss this with your benefits adviser.
• The time required from the submission of an application form for permanent renewable coverage to delivery of your ID cards varies from 7 days to 30 days depending on whether additional information is required by the underwriter after reviewing the initial application.
• Enrollment applications submitted are not always approved as requested.  Many applicants will be ineligible or offered coverage at higher rates or with modifications to the coverage.  Please discuss this with your benefits adviser.

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