| Welcome to Celticenrollment.com |
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| Personal friendly and professional enrollment support from OnlineAdviserTM nationwide. | |
| Welcome to Celticenrollment.com |
|
| Personal friendly and professional enrollment support from OnlineAdviserTM nationwide. | |
Fast
quotes and secure online enrollment in less than 5 minutes.
The lowest cost coverage for individuals and families
while between jobs or when changes in life events means that health
insurance coverage is also likely to change within a year. This
insurance Includes coverage for doctor visits, hospitalization and
surgical fees, emergency coverage (both inside and outside of the U.S.)
and prescription drug coverage. 1 to 12 months coverage is available
(each policy is limited to a maximum of 6 months). All plans include
access to the national Private Health Care Systems (PHCS) preferred
provider network. Next day coverage is available. Apply online with no
application fee. Coverage is available AL, AR, AZ, CA, CT, DC, DE, FL,
GA, IA, ID, IL, IN, MD, MO, MS, MT, NC, NE, NM, NV, OH, OK, PA, TN, TX,
VA, WV, WI, and WY. All policies exclude coverage for pre-existing
medical conditions.
Download a brochure
CT brochure
Fast quotes and secure online enrollment in less than 20 minutes.
Low cost long term individual health insurance for individuals
and families with lower rates and applications submitted directly
online. All plans include access to the national Private Health Care
Systems (PHCS) preferred provider network. Coverage is available AK, AL,
AZ, CA, CO, DC, DE, FL, GA, IA, IL, IN, KS, LA, MI, MS, MT, NC, NE, NH,
OH, OK, PA, SC, SD, TX, WV, WI, and WY. All policies exclude or limit
coverage for pre-existing medical conditions.
Download
a brochure
See the 2 minute video introduction
Fast quotes and secure online enrollment in less than 20 minutes.
Highest level of long term protection for
individuals and families with rates and applications submitted directly
online. All plans include access to the national Private Health Care
Systems (PHCS) preferred provider network. $7 million maximum lifetime
maximum, healthy lifestyles program, $200 first-dollar annual lab
benefit. Coverage is available in 46 states. All policies exclude or
limit coverage for pre-existing medical conditions.
Download a brochure
Download CT brochure
See the 4 minute video introduction
Fast
quotes and secure online enrollment in less than 20 minutes.
Long term individual health insurance that
complies with health savings account requirements for individuals and
families with rates and applications submitted directly online. All plans include access to the national Private Health Care Systems
(PHCS) preferred provider network. Coverage is available in AK,
AL, AZ, CT, DC, DE, FL, KS, GA, IL, IN, MS, MO, MT, NC, ND, NH, NM, SC,
SD, TN, TX, WV, and WY. All policies exclude or limit coverage
for pre-existing medical conditions.
Download a brochure
CT brochure
See the 2 minute video introduction
(The links below connect to downloadable application forms that may be submitted on paper but we strongly suggest using the secure electronic applications available through the quoting links above rather than a paper application "CeltiCare" refers to the CeltiCare I or CeltiCare II policy versions approved in each state. "Health Savings Account Plan" refers to CelticSaver policy versions approved in each state).
Alaska (AK) - CeltiCare Preferred, Basic Health Plan, Health Savings Account Plan
Alabama (AL) - Short term health insurance, CeltiCare Preferred, Basic Health Plan, Health Savings Account Plan
Arkansas (AR) - Short term health insurance, Basic Health Plan, Health Savings Account Plan
Arizona (AZ) - Short term health insurance, Basic Health Plan, Health Savings Account Plan
California (CA) - Short term health insurance, CeltiCare Preferred, Basic Health Plan, Health Savings Account Plan
Colorado (CO) - Basic Health Plan, Health Savings Account Plan
Connecticut (CT) - Short term health insurance, CeltiCare, Health Savings Account Plan
District of Columbia (DC) - Short term health insurance, CeltiCare, Celticare Preferred, Basic Health Plan, Health Savings Account Plan
Delaware (DE) - Short term health insurance, CeltiCare, Celticare Preferred, Basic Health Plan, Health Savings Account Plan
Florida (FL) - Short term health insurance, CeltiCare, Basic Health Plan, Health Savings Account Plan
Georgia (GA) - Short term health insurance, CeltiCare, Basic Health Plan, Health Savings Account Plan
Hawaii (HI) - not available, see the Freedom Benefits Hawaii insurance exchange listings for other alternatives
Iowa (IA) - Short term health insurance, CeltiCare, Basic Health Plan, Health Savings Account Plan
Idaho (ID) - Short term health insurance
Illinois (IL) - Short term health insurance, Celticare Preferred, Basic Health Plan, Health Savings Account Plan
Indiana (IN) - Short term health insurance, CeltiCare, Celticare Preferred, Basic Health Plan, Health Savings Account Plan
Kansas (KS) - Short term health insurance, CeltiCare, Celticare Preferred, Basic Health Plan, Health Savings Account Plan
Kentucky (KY) - not available, see the Freedom Benefits Kentucky insurance exchange listings for other alternatives
Louisiana (LA) - short term health insurance, CeltiCare, CeltiCare Preferred, Basic Health Plan, Health Savings Account Plan
Maryland (MD) - Short term health insurance only, CeltiCare
Maine (ME) - not available, see the Freedom Benefits Maine insurance exchange listings for other alternatives
Massachusetts (MA) - not available, see the Freedom Benefits Massachusetts insurance exchange listings for other alternatives
Michigan (MI) - CeltiCare, CeltiCare Preferred, Basic Health Plan, Health Savings Account Plan
Minnesota (MN) - not available, see the Freedom Benefits Minnesota insurance exchange listings for other alternatives
Missouri (MO) - Short term health insurance, CeltiCare, CeltiCare Preferred, Health Savings Account Plan
Mississippi (MS) - Short term health insurance, CeltiCare, CeltiCare Preferred, Basic Health Plan, Health Savings Account Plan
Montana (MT) - CeltiCare II, Basic Health Plan, Health Savings Account Plan
Nebraska (NE) - Short term health insurance, CeltiCare, Basic Health Plan, Health Savings Account Plan
New Hampshire (NH) - CeltiCare II, Basic Health Plan, Health Savings Account Plan
New Jersey (NJ) - not available, see the Freedom Benefits New Jersey insurance exchange listings for other alternatives
New Mexico (NM) - Short term health insurance, CeltiCare, Basic Health Plan, Health Savings Account Plan
New York (NY) - not available, see the Freedom Benefits New York insurance exchange listings for other alternatives
Nevada (NV) - Short term health insurance, CeltiCare
North Carolina (NC) - Short term health insurance, CeltiCare, Basic Health Plan, Health Savings Account Plan
North Dakota (ND) - not available, see the Freedom Benefits North Dakota insurance exchange listings for other alternatives
Oklahoma (OK) - Short term health insurance, CeltiCare, Celticare Preferred, Basic Health Plan, Health Savings Account Plan
Ohio (OH) - Short term health insurance, CeltiCare, Celticare Preferred, Basic Health Plan, Health Savings Account Plan
Oregon (OR) - not available, see the Freedom Benefits Oregon insurance exchange listings for other alternatives
Pennsylvania (PA) - Short term health insurance, CeltiCare, Basic Health Plan, Health Savings Account Plan
Rhode Island (RI) - not available, see the Freedom Benefits Rhode Island insurance exchange listings for other alternatives
South Carolina (SC) - CeltiCare, Celticare Preferred, Basic Health Plan, Health Savings Account Plan
South Dakota (SD) - CeltiCare, CeltiCare Preferred, Basic Health Plan, Health Savings Account Plan
Tennessee (TN) - Short term health insurance, CeltiCare, CeltiCare Preferred, Basic Health Plan, Health Savings Account Plan
Texas (TX) - Short term health insurance, CeltiCare, CeltiCare Preferred, Basic Health Plan, Health Savings Account Plan
Utah (UT) - not available, see the Freedom Benefits Utah insurance exchange listings for other alternatives
Vermont (VT) - not available, see the Freedom Benefits Vermont insurance exchange listings for other alternatives
Virginia (VA) - Short term health insurance, CeltiCare
Washington (WA) - not available, see the Freedom Benefits Washington insurance exchange listings for other alternatives
Wisconsin (WI) - Short term health insurance, CeltiCare, CeltiCare Preferred, Basic Health Plan, Health Savings Account Plan
West Virginia (WV) - Short term health insurance, CeltiCare, CeltiCare Preferred, Basic Health Plan, Health Savings Account Plan
Wyoming (WY) - Short term health insurance, CeltiCare, CeltiCare Preferred, Basic Health Plan, Health Savings Account Plan
6/29/2010 Changes are announces for the following plans issued for effective dates beginning on July 1, 2010:
4/28/2010 Centene Corporation, the parent of Celtic Insurance, is now a Fortune 500 Company. Highlights of financial operating results that may be useful to consumers are published in a news article.
4/27/2010 Celticenrollment.com Web site was redesigned for easier user experience and faster loading Web pages to accommodate the growing number of users. We expect that site usage will increase exponentially as health reform measures take effect and large group insurance carriers raise rates at a faster pace than individual medical insurance companies like Celtic Insurance. The eventual termination of the COBRA subsidy will also spur interest of Web browsers seeking lower insurance premiums. We remain committed to a "just the facts" approach free of extra glitter and advertising clutter. Please let us know what you think of the new format.
3/15/2010 Introductory health insurance videos - Three short and simple video presentations are now available to present the basics of Celtic's most popular individual health insurance products. The videos range from 2 minutes to 4 1/2 minutes and may be most valuable to younger insurance buyers who are most accustomed to receiving information through multi-media format rather than in brochure or spreadsheet style. The CelticSaver video explains how Health Savings Account can be combined with insurance to lower premium costs and maximize overall coverage. CelticBasic video explains the trimmed benefits that result in the lowest priced renewable major medical insurance plan. The CeltiCare Preferred video emphasizes the high levels of coverage at affordable prices available to those who are in excellent health at the time of application. The videos do not replace the complete online pricing and coverage disclosures for each of these health plans.
10/13/09 Celtic Insurance Company is not CeltiCare Health Plans of Massachusetts This posting comes from Tony Novak, the principal of OnlineAdviser, based partly on content provided Celtic Insurance Company: Additional disclosure and correction to previous comments is needed with regard to clarification about the companies of Celtic Group and my involvement with them. I market the products of Celtic Insurance company online at Celticenrollment.com and, separately, paid to write about individual insurance issued by the Connector in the Commonwealth of Massachusetts that includes CeltiCare Health Plan of of Massachusetts, but there is no connection between the two companies nor any other connection in my involvement with these companies. Because of the very similar names of the enrollment Web sites (Celticenrollment.com vs. Celticarehealthplan.com) it is important to make extra effort to distinguish between the two companies in order to avoid possible consumer confusion. Celtic Insurance Company and CeltiCare Health Plan of Massachusetts are two different entities, both owned by Celtic Group, that operate independently and the Massachusetts products that I refer to on this Web site and other Web sites are in no way related to the products sold by Celtic Insurance Company. While Celtic does sell an underwritten plan called CeltiCare II or CeltiCare Preferred in 37 states, Celtic Insurance Company is not selling the products in Massachusetts. CeltiCare Health Plans of Massachusetts is the provider for the products in Massachusetts. In a previous posting I indicated that I am the content manager for www.CelticEnrollment.com a national CeltiCare enrollment site which is misleading as Celtic Agents are not licensed or appointed to sell the products being sold by CeltiCare Health Plan of Massachusetts. The comment was meant for disclosure purposes and not meant to imply that I am affiliated with Celtic Insurance Company or CeltiCare Health Plan of Massachusetts or selling the products of that company.
7/1/09 CeltiCare Health Plan of Massachusetts announced that it has received the “Seal of Approval” from the Commonwealth Health Insurance Connector Authority (Connector Authority) for entry into the State’s Commonwealth Choice (CommChoice) program. CeltiCare’s application was unanimously approved by the Connector Authority’s Board at its June meeting. Celticare Health Plan of Massachusetts is not affiliated with Celtic Insurance Company and CeltiCare of Massachusetts products are not available on this Web site.
CommChoice offers affordable, commercial health insurance products to individuals, families, and small employer groups. CommChoice is one of a variety of health insurance programs offered by the Connector Authority under the 2006 Massachusetts Health Care Reform Act.
“We are pleased to receive the Connector Authority’s seal of approval for this important healthcare program,” said Richard Lynch, president and CEO of CeltiCare. “Not only does our participation in the program allow us to extend our reach to cover more individuals and small businesses throughout Massachusetts, but it also reinforces CeltiCare’s long-term commitment to bringing superior value to Massachusetts healthcare consumers.”
Subject to regulatory approval, CeltiCare plans to begin serving CommChoice members on January 1, 2010. CeltiCare will offer the full spectrum of CommChoice benefit plans, including Gold, Silver, Bronze and Young Adults health plans to individuals and families throughout central and eastern Massachusetts.
This is CeltiCare’s second major healthcare initiative with the Connector Authority to provide quality, affordable health options to underserved residents of Massachusetts. CeltiCare was unanimously approved by the Connector Authority’s Board in March for inclusion in the Commonwealth Care program and began serving members on July 1, 2009.
6/15/09 Celticare abortion protests in MA trigger response from OnlineAdviser. Massachusetts anti-abortion protestors say the Celticare administrator has a conflict of interests based on its Catholic ties while insurance companies must provide legally mandated coverage. Celticare Health Plan of Massachusetts is not affiliated with Celtic Insurance Company and CeltiCare of Massachusetts products are not available on this Web site.6/6/09 Celtic Insurance introduces an exciting new feature called "QuikApproval" for permanent renewable individual health insurance. Within 90 seconds of completion of the online application, the applicant will see should they be approved, declined, or if additional information will be requested with the application. If the application is approved, a written confirmation of coverage can be printed immediately. In addition, height and weight guidelines were revised on to 5/1/09 allow more applicants to be accepted under the preferred range as well as to allow more applicants to be accepted overall at standard and substandard rates. Fewer applicants are denied due to obesity or being underweight. While immediate application approval has been available for limited benefit insurance and short term health insurance for more than ten years, this is the first full widely available major medical insurance plan to offer immediate issue. Coverage details and availability vary from state to-state, so see the home page and online quoting system for more information.
11/15/08 Health Savings Accounts for 2009" forms are in PDF format and can be submitted by fax to (800) 609-0683 for submission. We strongly urge use of the secure online enrollment method rather than the downloaded application forms,
7/1/08 Two New Health Plans: CeltiCare Preferred and Enhanced CelticSaver HSA - Continuing its bid to be the insurer of choice for discriminating and affluent individuals who buy their own health insurance, Celtic Insurance introduced two new "high end" health insurance plans with even more benefits than earlier policy forms. The new policies are currently approved in AK, AR, AZ, CO, DC, DE, IL, IN, KS, LA, MI, MO, MS, OH, OK, SC, SD, TN, TX, WI, WV, WY for introduction this summer. The plans will be introduced in additional states as they are approved. Follow the links above for highlights of coverage. Full details are included on the quoting and enrollment pages.
4/27/08 Health Savings Account insurance quoting and enrollment is now available directly from the link on this Web page. A technical error prev7/1/08 Two New Health Plans: CeltiCare Preferred and Enhanced CelticSaver HSA Continuing its bid to be the insurer of choice for discriminating and affluent individuals who buy their own health insurance, Celtic Insurance introduced two new "high end" health insurance plans with even more benefits than earlier policy forms. The new policies are currently approved in AK, AR, AZ, CO, DC, DE, IL, IN, KS, LA, MI, MO, MS, OH, OK, SC, SD, TN, TX, WI, WV, WY for introduction this summer. The plans will be introduced in additional states as they are approved. Follow the links above for highlights of coverage. Full details are included on the quoting and enrollment pages.
4/27/08 Health Savings Account insurance quoting and enrollment is now available directly from the link on this Web page. A technical error previously directed applicants to locate a local insurance agent.
4/4/07 Montana products temporarily removed - Celtic Insurance Company issued a statement this week saying that all of its insurance products are temporarily withdrawn from the state. The statement continued "“We are currently in discussion with the Montana Department of Insurance to gain new product approval for our filing. We are working closely with the Department to ensure a quick reentry into the Montana market.” The move does not affect previously issued policies.
4/1/08 Premium Rates Reduced in Many States - Individual and family health insurance rates in many states are lower for new policies issued effective today. The rate reductions went into effect for AK, AL, AR, CA, CT, DC, FL, GA, IL, IN, IA, LA, MO, MT, NE, NM, OH, PA, SC, TN, TX, WV, WI and WY. The insurance company requested lowered rates for 2008 partly because claims were lower than expected in 2007. Rate changes must be approved by each state's insurance department before they can be offered to the public. Celtic's most popular renewable health insurance plans are "CelticSaver HSA" with a high policy deductible that qualifies for a health savings Account and "Celtic Basic" that provides essential PPO coverage including affordable Rx coverage and doctor visits at a low premium cost. Celtic Insurance traditional (but more expensive) health insurance are increasingly favored by affluent buyers who appreciate the company's stability and service reputation.
3/18/08 Centene Acquires Celtic Group - Celtic Group announced today that it will be acquired by managed care company Centene Corp. Chicago-based Celtic Group Inc., the parent company of Celtic Insurance Company., will continue to operate under its current brand and the operations will remain at its Chicago headquarters. Frederick Manning will remain with the organization as president and CEO of Celtic and executive vice president of Centene. The corporate reorganization is not expected to effect Celtic Insurance products for individuals and families. Centene is based in St. Louis-based and operates health plans in Georgia, Indiana, New Jersey, Ohio, Texas and Wisconsin as well as providing managed care programs and related services to individuals under Medicaid. The acquisition is expected to result in increased economies in managing health care costs and enable Centene to address the full scope of options for the growing number of uninsured individuals in these market areas.
1/10/08 Streamlined Enrollment - A number of updates to enrollment procedures are adapted:
see the Freedom Benefits Rhode Island insurance exchange listings for other alternatives. Paper forms are no longer available for download for enrollment by mail, however it is possible to enroll online and reduced premium rates for the Celtic Basic and CelticSaver HSA health plans in select states and zip codes. Two of the biggest age group markets for individual health insurance – those under 30 and over 50 years of age – will receive the steepest rate reductions.
Rate reductions will take effect on April 1, 2008
in AK, AL, AZ, AR, CA**, CT ***, DC, FL, GA, IL, IN, IA, LA, MO***,
MT, NE, NM, OH, PA, SC, SD, TN, TX, WV, WI, and WY. Lower rates will
be quoted after March 1, 2008 for effective dates of coverage
beginning May 1, 2008 in CO, DE, KS, MI, MS, NH, and OK.
* Rx option only in MT.
** CelticSaver HSA is not available in CA.
*** Celtic Basic is not available in CT and MO.
1/10/08 Streamlined Enrollment - A number of updates to enrollment procedures are adapted:
Paper forms are no longer available for download for enrollment by mail, however it is possible to enroll online and mail in the premium payment. Please discard any forms that you may have downloaded.
Telephone "QuikQuote" is discontinued. All rates are available online.
Coverage can start on any date selected on the application form except the 29th, 20th and 31st day of the month. The earliest date of coverage is the day after your online enrollment and payment.
4/1/07 Prescription Benefits Expanded - Rx Benefits are added in AK, CT, GA, IN, MD, MS, NH and TN. As of April 1, 2007, a prescription drug benefit is now included in the base plan for the CeltiCare II plan in Alaska, Connecticut, Georgia, Indiana, Maryland, Mississippi, New Hampshire and Tennessee. A prescription drug benefit is now included in the base plan for the Celtic Basic products in Alaska, Georgia, Indiana, Mississippi, New Hampshire and Tennessee. See "Prescription Drug Benefits for 2007" for a summary explanation of the benefits.
2/20/07 Health Savings Account Limits - HSA contribution allowances are increased for 2007. The maximum contribution is $2,850 for single coverage plans and $5,650 for family coverage plans, regardless of the health plan deductible (as long as the policy meets HSA legal requirements). Individuals over age 55 can make an additional catch-up contribution of $800. For 2007, the contribution is not decreased if insurance coverage is started mid-year as long as the individual is covered on December 1 of this year and remains insured for all of the following year.
2/1/07 Prescription drug coverage is now included in short term medical insurance plans for policies issued to Maryland residents. This affordable high-benefit coverage is useful for those between jobs, college graduates, self-employed individuals, early retirees, military discharges and those waiting for Medicare coverage to begin. Prescription drug coverage is already included in all short term medical insurance plans issued in other states. Many other short term medical insurance plans do not include prescriptions under the basic plan but cover prescriptions on a separate discount plan.
1/1/07 Prescription Drug Benefits are expended for all Celtic Basic and Celticare II policies in approved states. See Consumer Driven Health Plans"
6/5/06 Health Savings Account plans are now available in Montana.
5/16/06 To save time on determining your eligibility for CeltiCare, call the pre-screen line at (800) 477-7990, option 4 or submit a pre-screen request online. The underwriter will review your medical history and respond within 24 hours.
4/17/06 Tennessee residents are now eligible for CeltiCare II and CeltiCare Health Savings Account plans.
4/1/06 Michigan, Indiana and Ohio residents are now covered under the PPOM network instead of the PHCS preferred provider network that is utilized in all other states. Because of the breadth of medical providers in this network, this switch is not expected to have any limiting effect on the large majority of Michigan policyholders. New provider directories are available online from the quoting page.
2/1/06 All Celtic Insurance policies are administered by Affiliated Computer Services Inc. (ACS). The policyholder service numbers remain the sam5/16/06 To save time on determining your eligibility for Celticare, call the pre-screen line at (800) 477-7990, option 4 or submit a pre-screen request online. The underwriter will review your medical history and respond within 24 hours.
4/17/06 Tennessee residents are now eligible for CeltiCare II and CeltiCare Health Savings Account plans.
4/1/06 Michigan, Indiana and Ohio residents are now covered under the PPOM network instead of the PHCS preferred provider network that is utilized in all other states. Because of the breadth of medical providers in this network, this switch is not expected to have any limiting effect on the large majority of Michigan policyholders. New provider directories are available online from the quoting page.
2/1/06 All Celtic Insurance policies are administered by Affiliated Computer Services Inc. (ACS). The policyholder service numbers remain the same as posted on individual member ID cards.
1/1/06 All CeltiCare and CelticSaver policies now offer a $7 million lifetime maximum coverage. This is substantially more than most other health insurance policies.
8/11/05 The full line of Celtic Insurance plans was just approved for residents of Florida rates are available online now for insurance with an effective date of September 1 or later.er year with only a $30 co-pay, $200 wellness benefit, free discount drug card or optional co-pay drug card, and easy online application. See www.celticenrollment.com for more information. See the Freedom Benefits Rhode Island insurance exchange listings for other alternatives
4/8/95 - A short article highlighting the features of the Celtic Basic Health Insurance plan is posted at http://www.celticenrollment.com/Celtic-basic-health-insurance.htm
4/5/05 - A short article highlighting the features of the HSA qualified CelticSaver insurance plan is posted at http://www.celticenrollment.com/Celtic%20health%20savings%20account%20insurance.htm
3/24/05 - Health Savings Account qualified insurance plans are now available to healthy applicants in New Hampshire and Montana. Quotes and enrollment are available directly online. The online enrollment process takes about 15 minutes.
3/20/05 - View a sample CeltiCare policy. (This is a large 33 page PDF file that could take several minutes to download, depending on the speed of your modem).
2/1/05 HSA-qualified long term health insurance plans4/5/05 - A short article highlighting the features of the HSA qualified CelticSaver insurance plan is posted at http://www.celticenrollment.com/Celtic%20health%20savings%20account%20insurance.htm
3/24/05 - Health Savings Account qualified insurance plans are now available to healthy applicants in New Hampshire and Montana. Quotes and enrollment are available directly online. The online enrollment process takes about 15 minutes.
3/20/05 - View a sample CeltiCare policy. (This is a large 33 page PDF file that could take several minutes to download, depending on the speed of your modem).
2/1/05 HSA-qualified long term health insurance plans are now available to individuals and families online in Georgia, Indiana, and New Mexico. Applicants may be age 18 to 64 1/2. This plan covers 100% after the deductible with no co-insurance including prescription drugs and doctors office visits. Most applicants selects the national Preferred Health Care Systems (PHCS), one of the nation's most popular preferred provider organizations for lowering costs and managing patient billings.
11/5/04 Preferred risk residents of five additional states may now enroll online for health savings account qualified insurance plans. This high deductible coverage is available immediately in AL, KS, CT, NC, and SC without a paper application or telephone interview. This online enrollment plan is not appropriate for individuals for a significant medical history.
6/24/04 Health savings account qualified insurance will be available in some states beginning 9/1/04. More details will be published as they become available.
11/1/03 Commercial individual medical insurance including all of the Celtic plans listed on this Web site do not cover the cost of treating pre-existing medical conditions. Pre-existing medical conditions include current prescription medications, ongoing medical treatments, and prior medical diagnoses. One exception is that individuals eligible for HIPAA plans may be eligible for takeover of pre-existing medical conditions. HIPAA plans are not offered through this Web site or though the online enrollment system.
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Celticenrollment.com is owned and operated by Freedom Benefits, P.O. Box 333, Newport NJ 08345. Tel (800) 609-0683. E-mail onlineadviser@celticenrollment.com. All information is from sources believed to be reliable, but cannot be guaranteed. In the event of a discrepancy between the information contained in an insurance contract and the information published at Celticenrollment.com, the insurance contract will prevail. Celtic Insurance Company is licensed in the District of Columbia and all states except New York. Celtic Insurance Company and the Celtic logo are registered trademarks of Celtic Insurance Company.
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